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As might be expected, Harry's finances were a little more complex. Each of the four portfolios was associated with a specific vault within Gringott's. The first covered the vault he'd had access to since his First Year at Hogwarts; Harry was rather surprised to see just how much money was within it. Griphook noted that the balance reflected not just the remainder of the "school" money left by his parents, but the money that had been bequeathed by Sirius. All of those funds were available for his immediate use. The second portfolio described the contents of the Potter family vault, which he'd gain access to upon his seventeenth birthday. The vault contained not only a large amount of gold, but two pages worth of itemized magical items, which McGonagall explained were either Potter family heirlooms or the salvageable contents from their house at Godric's Hollow. The Headmistress then added that while Dumbledore hadn't left Harry any money, he had been bequeathed the pensieve, as well as all of the Headmaster's bottled memories. She passed them to Harry in two small boxes, which he handled as if they were the most priceless artifacts imaginable.

When Harry opened the third and forth portfolios he found single pieces of parchment within each that didn't provide an inventory, but rather noted that Harry held a disputed or unresolved interest in the vault contents. One was associated with the Black family estate; apparently there were investments and other financial holdings that weren't directly owned by Sirius, but rather, by the Estate. While Sirius had been the last Black by name, there were still a few surviving members of the Black family through maternal bloodlines (including, McGonagall noted, Nymphadora Tonks and Draco Malfoy), and the disposition of this portion of the Black family fortune was currently under review by the Wizengamot. A resolution was expected sometime in the next decade. Harry found the last portfolio by far the most interesting and terrifying; the vault was described as belonging to Lord Gryffindor. When Harry asked the goblins how they knew he might have an interest in Godric Gryffindor's estate, Griphook smiled, and suggested the sword that Harry had stashed in the rucksack by his side was proof enough.

http://www.fanfiction.net/s/3421129/17/

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